Loan products should be easy to understand, and give you peace of mind.

Think of your broker as a professional resource in the same way you think of your accountant, financial planner or solicitor. We are in the business of building ongoing relationships with you, our clients, and we always think of your best interests, not those of the bank.

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How we can help you

Existing HOME LOAN

With the constant moving of lending policies and the banks changing their market appetite, conducting a Home Loan Review may save you money and time that you would otherwise give to the banks unknowingly.

FIRST HOME BUYER

You can buy a home sooner with special home loan options like family pledges, where family helps to guarantee part of your home loan. We can help you apply for the First Home Owner Grant and for stamp duty concessions.

 

Investment Loans

Shedding light on the crucial decision between Interest only loans Line of credit loans, which can save you thousands and give you attractive tax deductions.

PERSONAL & CAR LOANS

Looking to go on that holiday or overseas trip, need the extra funds for a home renovation, maybe you need to consolidate some debts or buy your dream car?

 

Commercial & Business Loans

We can help you understand the wide variety of loan types available and do all the legwork in sourcing the right business loan for your needs.

Standard Variable & Fixed Rate Loans

The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates.

 

Honeymoon Loans

A loan with lower repayments for the first six to twelve months is often called a Honeymoon Loan. After the ‘honeymoon’ the loan becomes a standard variable loan and the repayments increase. You could also be faced with a fee at the end of the honeymoon period to switch to another loan type.

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your property as you are utilising the equity in your existing property. Usually, bridging loans are short term and more expensive than other types of loans.

Insurance

We also specialise in helping you secure your loan and financial freedom by offering risk and life insurance. Through our valued partnership arrangement with an insurance brokerage firm About risk we are able to offer our clients a range of different insurance opportunities. This service offers free consultation

 

“I can absolutely recommend Majestic Finance if you wish to deal with professionals who are client focused, efficient, courteous, and willing to go the extra mile to find the right product to suit your circumstances.”

- Amanda Gaskill - VIC